Spring-summer 2024 is all about lightness, fluidity, and volume with organza as the star fabric. This material, characterized by its transparency, texture, and shine , is reinvented in a variety of garments and accessories that will win you over. Key trends Exaggerated volumes: Skirts with flounces, puffed sleeves, and dresses with layers of organza create a feminine and dramatic silhouette. Sensual transparencies: Blouses, dresses, and skirts with sheer organza details add a touch of sensuality and mystery to your look. Textures and shines: Organza comes in a variety of textures, from smooth and shiny to wrinkled and matte , to suit different styles. Vibrant colors: Fuchsia, emerald green, orange, and sky blue dominate the color palette for organza in 2024. Romantic touches: Bows, ruffles, and embroidery add a touch of romance and femininity to organza garments. Do you want to try this new trend? I recommend it to you. Inspiration for your wardrobe Organza dress with volume: A dress with a flounced skirt and puffed sleeves in a vibrant color like fuchsia is perfect for a special occasion. If you want elegance and strength, this is your ideal option. Sheer organza blouse: Pair a sheer organza blouse with a matching bralette and high-waisted jeans for a casual chic look. It will come well on any occasion, but you will always be presentable and fresh. Organza midi skirt with ruffles: An organza midi skirt with ruffles in a pastel shade like pink is ideal for a romantic and feminine look. Conquest that boy that you like with this dress, you will not escape. Textured organza top: A textured and shiny organza top in a neutral color like black can be combined with different garments to create versatile looks. Your day to day with the best fashion. Don't you think it's great? Organza trend 2024. Styling tips: Dare to play with textures: Combine organza with other fabrics such as denim, cotton, or silk to create more interesting looks. Pay attention to your lingerie: If you are wearing sheer organza garments, choose lingerie that matches the color of the garment or that is invisible. Balance the proportions: If you choose an organza garment with volume, combine it with other tighter garments to create a balanced look. Accessorize with style: Accessories can help you give your look a personal touch with organza. Don't miss out on the organza trend 2024 and get ready to conquer the season with light, feminine, and stylish looks. Remember ● Organza is a delicate fabric, so it is important to hand wash it with cold water and mild soap. ● Organza can wrinkle easily, so it is important to iron it at a low temperature. ● Organza is a flammable fabric, so it is important to be careful when using it near flames. Dare to experiment with the organza trend 2024 and create unique and unforgettable looks!

Ballet flats, the flat and feminine footwear that has been with us for decades, are making a strong comeback in 2024. Comfortable, versatile, and elegant , ballet flats are poised to be the must-have shoe of the season, adapting to the latest trends and offering a wide variety of styles for all tastes. A Brief History Ballet flats originated from ballet slippers, worn by dancers since the 15th century. It wasn't until the 19th century that they began to gain popularity as everyday footwear, thanks to their comfort and elegance. Throughout the 20th century, ballet flats have become a fashion icon, worn by celebrities such as Audrey Hepburn and Brigitte Bardot. Material Trends for 2024 Leather: Leather continues to be the star material for ballet flats, providing a touch of sophistication and elegance. This year, nappa leather stands out for its flexibility and softness. Fabrics: Natural fabrics such as cotton and linen are gaining ground, ideal for the spring-summer season. Fabrics such as jute and raffia are added, providing a natural and fresh touch to ballet flats. Metals: Metallic details, such as silver or gold buckles or tips, add a touch of shine and glamour. Aged gold tones and pink metallic are trending for this season. Color Trends for 2024 Neutral colors: Black, white, and beige continue to be the most versatile and basic colors. Off-white and sand beige are the trendy neutral tones for this year. Vibrant colors: Vivid colors like emerald green, Klein blue, and hot pink are in fashion, adding a touch of joy to your looks. Prints: Animal print, floral, and geometric prints are a strong trend for this season. Snake prints in green and blue tones, liberty florals, and geometric stripes or checks stand out. Design Trends for 2024 Classic toe: The classic ballet flat silhouette with a round toe remains a must-have. Square toe: Square toe ballet flats are a rising trend, adding a modern and avant-garde touch. Heeled ballet flats: Ballet flats with a kitten or low heel are an ideal option for those looking for a little more height without sacrificing comfort. Kitten heels in a block shape and transparent acrylic heels are trending for this year. Styling Trends for 2024 Casual looks: Ballet flats go perfectly with jeans, t-shirts, midi skirts, and casual dresses. They can be combined with colored or patterned socks for a more trendy touch. Formal looks: Leather ballet flats in neutral colors can be combined with dress pants, pencil skirts, and blazers for a more formal look. Party looks: Ballet flats with metallic details, vibrant colors, or glitter can be an elegant option for special occasions. They can be combined with party dresses or with pantsuit and blouse sets. Tips for Choosing the Perfect Ballet Flats Consider the occasion: For casual looks, you can choose ballet flats in materials such as canvas or fabric. For formal looks, opt for leather ballet flats. For special occasions, choose ballet flats with eye-catching details. Choose the right color: Neutral colors are ideal for combining with all kinds of clothing. Vibrant colors are a good option to add a touch of color to your looks. Prints are a way to add personality to your style. Try different designs: If you like trends, you can try square toe or heeled ballet flats. If you prefer a classic style, opt for round toe and flat ballet flats. Make sure they are comfortable: Ballet flats should fit snugly and be comfortable to walk in. Try them on before buying them to make sure they fit you perfectly. Ballet flats are a versatile and elegant footwear that can adapt to any occasion. In 2024, ballet flats are reinvented with new materials, colors, and designs, offering endless possibilities to create stylish and comfortable looks. All here   Ballet Flats: A Classic Reinvented for 2024 Ballet flats are making a comeback in 2024 , offering a variety of styles and trends to suit all tastes. This season, we'll see a focus on comfort and versatility, with materials like leather, natural fabrics, and metallic details. Whether you're dressing for a casual day out or a special occasion, there's a pair of ballet flats perfect for you. So why not embrace this timeless trend and add a touch of elegance and comfort to your wardrobe? Here are some key trends to watch out for: Materials: Leather, natural fabrics, and metallic details Colors: Classic neutrals, vibrant hues, and playful prints Designs: Classic round toe, square toe, and heeled styles Styling: Casual looks with jeans and t-shirts, formal looks with dress pants and blazers, and party looks with metallic details or vibrant colors With so many options to choose from, you're sure to find the perfect pair of ballet flats to elevate your style in 2024.

PFW Trends to Follow in 2024 Enthusiasts valuable insights into the future of haute couture and prêt-à-porter.main relevant and stylish. As we step into 2024, the fashion landscape is poised for remarkable changes and innovations. This article explores the key trends from Paris Fashion Week (PFW) that you should keep an eye on in 2024, offering fashion enthusiasts valuable insights into the future of haute couture and prêt-à-porter. Sustainable Fashion Takes Center Stage Sustainability continues to be a defining theme in the fashion industry. PFW in 2024 will showcase sustainable materials, eco-friendly fabrics, and the circular fashion movement. Ethical practices will influence the entire fashion ecosystem, from design to production, and these choices will have a visible impact on the PFW runways. Digital Transformation in the Fashion Industry The digital transformation of the fashion industry is accelerating. Virtual fashion shows, augmented reality experiences, and AI-driven personalized fashion recommendations are reshaping how we interact with fashion. E-commerce will play a pivotal role in the future of fashion commerce, making fashion more accessible and interactive than ever. Inclusivity and Diversity on the Runway Inclusivity and diversity have become non-negotiable aspects of PFW. The fashion world is embracing shifts in beauty standards, promoting gender-neutral fashion, and ensuring cultural representation on the runways. Influential voices are shaping the conversation, celebrating individuality and diversity. Trends in 2024 Statement Shoulders If we think about the standout trend for the upcoming spring of 2024, we can define it as a quarterback silhouette, with the primary focus on the torso. Sculptural shoulder pads are the predominant choice, outlining a frequently triangular figure reminiscent of 1980s fashion. This style is clearly evident in collections like Max Mara and Prada's tailoring, which features long-sleeved jackets paired with high-waisted shorts and a belt. In contrast, we also see a trend towards oversized blazers with equally loose patterns, paired with pleated skirts, as observed in Lapointe, shorts, as in Jil Sander, or even worn alone, in line with the offerings from Vuitton or Area. Utility-style makes an appearance in Khaite's collection with trench coats reminiscent of those worn during World War II. For a relaxed and romantic touch, we can't overlook the creations of Galliano at the helm of Margiela, featuring black and white looks. Go Micro The upcoming season encourages us to show plenty of skin, reminiscent of the "no-pants" phenomenon from last fall, which solidifies in the spring-summer of 2024. On this occasion, we see the emergence of complete sets of knitted shorts, an innovative reinterpretation of the classic twin-set. This new perspective departs from older versions seen in other collections, adding a distinctive touch to all our lower garments. Shorts evolve into hot pants, creating an interesting contrast with warmer pieces, such as Gucci's sweatshirts or Max Mara's knitted sweaters. At the same time, miniskirts transform into micro-skirts, adding a new dimension to preppy styles, courtesy of Miu Miu. This season encourages us to be bold and express our individuality through fashion. It's exciting to see how fashion evolves and adapts to new perspectives! Socks? We have been saying it for months: the accessory that is likely to stand out in the coming months is one of the simplest items in our wardrobe. Socks are no longer just a garment to keep our feet warm; they have become a true object of desire. Beyond the classic white sock with loafers, the trends for spring-summer 2024 suggest wearing taller socks that can be paired with a wide variety of shoes. While Givenchy and Jil Sander propose creating chromatic combinations between heelsand socks in shades like red, white, or blue, MSGM opts for sandals in vibrant colors contrasting with ribbed gray mélange stockings. You can also add a fun touch to your look with patterned socks, as suggested by Etro or Dries Van Noten. This season, socks become a creative way to express your personal style and add a fun element to your outfits. It's exciting to see how modest details can make a difference in fashion! Furthermore, accessories are making a bold statement in 2024. Handbags that leave an impression are versatile and elegant, footwear is undergoing a reinvention, and glamorous head ornaments are making a triumphant comeback to complete fashion ensembles. The Trending Color: Blue Despite the impending arrival of spring-summer 2024, which is characterized by a more subdued color palette, fashion trends also offer the opportunity to enjoy chromatic licenses that place blue in the spotlight. What started in Copenhagen as a popular shade has solidified in other fashion capitals. Baby blue, in particular, emerges as a prominent color for the upcoming months, appearing in a wide variety of garments. On one hand, we have enticing patent leather coats, as presented by Proenza Schouler. We also find blue-toned pantsuits in collections by Versace and Staud. Rodarte and Fashion East choose to feature it in head-to-toe dresses, while Palomo Spain plays with this hue through printed transparencies. In some fashion houses, this shade of blue tends to take on more greenish undertones, as we can see in Fendi and Jason Wu. This season, baby blue emerges as a fresh and versatile choice for a wide range of garments, allowing for creative and diverse expressions of fashion. Shall We Conclude? In conclusion, 2024 promises to be an exciting year for fashion enthusiasts. The PFW trends discussed in this article provide a glimpse of what to expect, from sustainability and inclusivity to digital transformation and bold aesthetics. Fashion is a constantly evolving world, and staying informed about these trends will keep you at the forefront of the dynamic changes in the industry.

@ANASTASIAGERRANS Fashioned Faux Fur – A Fashion Phenomenon In your ever-changing world of fashion, things come and go, but one enduring and bloodless fashion item, faux fur, has become ever more popular. This luxurious alternative to genuine fur has not only caught the eye of most enlightened fashion devotees but has also become a byword for stylishness combined with a moral sense. Faux fur is also known by the terms synthetic fur or fake fur. Yet most remarkable has been the transformation it has undergone, and no longer does anyone associate it with cheap imposters; the modern faux fur is an instance of innovation and handicraft. The texture is velvet, the colors are full, and the overall feeling is opulent. Designers all over the world are stocking faux fur into their new-season wear, not only looking stylish but also making a contribution to a more sustainable fashion industry. From classic coats to fun fur shoes, imitation fur has the fashion world in a frenzy. Style and Morals Intersect. Faux fur is distinctive due to its moral implications. However, real animal hair is used for fur. Faux fur is an animal-friendly material and doesn't hurt any creatures. As an offset to the season's innovative and chic choices, the fashion industry is increasingly adopting this trend. This particular trend is more than just about looking beautiful; it is about feeling beautiful, too. Sporting a bit of faux fur tells others that you are concerned about the environment, animal welfare, and fashion's future. Another exciting characteristic of the faux fur trend is its versatility. If you're a minimalist who only enjoys the slightest hint of fur or a bold fashionista who desires an all-over-head-to-toe ensemble instead made of fake babies or even a Faux fur debutante, there is something for everyone. Faux fur doesn't stop with coats. Designers are incorporating it into accessories such as hats, scarves, and even handbags. This opens up a new world of possibilities, and fashion connoisseurs will feel free to change or even mutate their style so that they communicate in their very own way. Aesthetic beauty aside, artificial fur is a big stride toward a sustainable future. The process of producing natural furs not only pollutes the environment but also causes ethical concerns. Fake fur, in contrast, trims down the ecological damage caused by the fashion industry. "What color do you want" Faux fur holds a kaleidoscope of colors, from conservative neutrals to hot, vibrant shades that declare your presence. Want to look like a snow queen in pure white fake fur or enter with a bang in electric blue? Whatever your mood, one of these colors will fit it. Faux fur is very popular with new viewers, or customers who are conscious of their choices. Choose fake fur, and you don't just go for a stylish fad; you actively promote a more ethical, eco-friendly environment. Conclusion In a word, the fur trend... It's less about following fashion and more about entering a new era. It is a statement of style: you can be fashionable, respectable, and moral all at the same time. So, if you are a trendsetter or a person who wants to stay ahead in fashion, why not join the fake fur revolution? After all, fashion is not merely something you put on; it's also the decisions you make, and the stories #FAUXFUR #FASHION #TREND #TRENDY #INFLUENCER #STYLE #LOOKOHTHEDAY

The financial and fiscal aspects of owning a second home in switzerland The allure of owning a chalet was the topic of a recent article in this magazine, thus the time has come to delve into the financial and fiscal implications for Swiss residents. Let’s begin with the bad news. The savings held in second and third pillar accounts, which are a popular and tax-friendly way to finance one’s main residence in Switzerland, cannot be used for second homes. This is particularly inconvenient given that the down payments required by mortgage providers for a second home are typically even higher than those needed for a first residence. As a consequence, prospective chalet buyers typically need to stump up 30% of the purchase price in cash, without accounting for transaction costs such as notary fees, which vary widely from one canton to another. With this anticlimax out of the way, it’s worth pointing out that once a chalet has been purchased, it can turn in handy not just for your weekends and holidays, but for fiscal purposes, too. First of all, if you have taken out a mortgage on your chalet, you have a debt that you can offset against your wealth, thereby reducing or eliminating the Swiss wealth tax, similarly to what happens with mortgages on a first residence. Secondly, mortgage interest payments can be deducted from income tax, together with most maintenance costs. Given that in Switzerland no fewer than 26 Cantons manage to cram themselves into what is a fairly small country, be aware that your chalet is likely to be based in a different Canton than your fiscal domicile, even if it’s nearby. Therefore, you will either have to submit a tax return in two Cantons, or hand in a copy of the tax return of your main place of residence to the Canton of your second home. Thus, when you rent your chalet out, the rental income will be taxed based on the rates of the local Canton. If you live in one of the larger cities, these tax rates will often be lower than those of your primary income. What is never tax-deductible, regardless of the Canton, is the service charge applied by the management company of apartment buildings. This cost is often unexpectedly high and is the least transparent of all fees related to home ownership. Basic cleaning costs of common parts such as hallways, the trimming of hedges and plumbing fees are rather uncontroversial, but somehow service charges have the funny habit of appearing to be excessively inflated with regards to what you get out of them. One “good” reason for service charges to be high is the inclusion of a renovation fund to put money aside for future large-scale maintenance work such as roof repairs. However, if you buy into a newly-built place, it is rather unfair to have to pay from day one for repairs from day oe that are over 20 years off, especially since you may not even own that place anymore by then. In that case, you would be subsidising future owners who will be the ones to benefit from a new roof that you paid for. Some management companies have caught up to this, waiving renovation fund charges for the first ten years, while others haven’t. Thus, taking a good look into what is and isn’t included in the service charge and valuing this in relation to the age of the building is an easily overlooked but highly important aspect to take into account before buying an apartment in a chalet. Even more influential in setting the price of your service charge is the presence or absence of a pool. It is easy to underestimate how expensive it is to maintain a shared pool. In the case of a pool in a second residence, it is particularly important to run a quick cost-benefit analysis, comparing how often you are likely to use it with the annual cost of servicing it. How often you are likely to use it will in turn depend in no small way on how large it is in relation to how many flats it is shared with. Keep in mind that in the winter months, usage will be peaking when people come back from the slopes in the late afternoon and early evening, and that children tend to be less bothered by crowded pools than adults. Lastly, bear in mind that not all mountain villages are created equal: the choice of where your chalet is located will have a substantial effect on how well it holds its value over time. Indeed, it is obvious that some mountain resorts in Switzerland are doing much better at preserving property values over the years than others. As a rule of thumb, those villages that have had the vision to reinvent themselves as an all-year-long holiday proposition over the last few decades are doing quite well, while others that have neglected to upgrade their infrastructure and failed to offer anything else to do than skiing and hiking tend to be in decline. It is not primarily a matter of size and altitude, although of course locations that are too small or too low are a bit challenged. It is mainly a matter of whether the local communal authority is prepared to invest in their village to keep up with the times. My personal formula for assessing whether it is worth investing in a chalet, apart from the considerations pertaining to the individual property discussed above, is to look at what the local council is doing: are they good at maintaining skilifts, do they promote some cultural life in the village, do they organise events all year round, do they attract worthy shops and restaurants? In short, do they match the effort they ask you to do when you buy a property by putting making an effort of their own in putting their house in order? If the answer is yes, your investment is likely to pay off. If they don’t, you have been warned: you don’t want to end up on the wrong side of history. ENRICO BORGER - Financial Writer & Investment Specialist

Welcome to the blog! In this article, we are going to talk about how to read the composition of a skincare product. It's important to know what ingredients are in your skincare products so you can make informed decisions about what you are applying to your skin. Understanding your products composition can also help you identify ingredients that may be causing issues with your skin. How are ingredients listed in a product? Firstly, it's important to know that ingredients in skincare products are listed in descending order of concentration.This means that the ingredients listed first are the ones that are present in the highest amounts in the product. If an ingredient is listed at the end of the list, it's likely present in very small amounts and therefore has less of an effect on the skin. Common ingredients in skincare products Next, we will break down some common ingredients found in skincare products: Alpha hydroxy acids (AHAs) AHAs are exfoliating ingredients that help to remove dead skin cells and improve skin texture and tone.AHAs include glycolic acid, lactic acid, and citric acid. Salicylic acid Salicylic acid is another exfoliating ingredient commonly found in skincare products. It helps to remove excess oil and dead skin cells, which can help to prevent acne and keep pores clean. Retinoids Retinoids are derivatives of vitamin A and are commonly used in anti-aging products. They help to reduce the appearance of wrinkles and fine lines, and can also help to improve skin texture and tone. Antioxidants Antioxidants, such as vitamin C and vitamin E, help to protect the skin from damage caused by free radicals and other harmful environmental factors. Moisturizers Moisturizers, such as hyaluronic acid and glycerin, help to keep the skin hydrated and smooth. They can also help to reduce the appearance of fine lines and wrinkles. Preservatives Preservatives are used to prevent skincare products from becoming contaminated with bacteria and fungi. However, some preservatives can be irritating to the skin and may cause issues for people with sensitive skin. Note that It's important to remember that skincare products can contain a variety of ingredients, and not all ingredients are suitable for everyone. When reading the ingredient list of a product, pay attention to any ingredients you may be allergic to or that may irritate your skin. It's also important to note that some ingredients may interact with each other and should not be used together. Consulting a dermatologist can be helpful if you have questions about which products are suitable for your skin and how to use them. Steps to step Look for the main ingredients To see the main ingredients of a beauty product, you should look for the ingredient list, which is usually on the product label or packaging. When reading the ingredient list, look for the ingredients listed at the top, as these are the ones with the highest concentration in the product. If there is any ingredient that you want to avoid or know causes irritation, look for that specific ingredient on the list and verify its location. If it appears at the end of the list, it means there is less of the ingredient in the product. Additionally, if there is any ingredient that you are not familiar with, you can look it up online to learn more about its benefits and potential side effects. You can also look for beauty products that contain specific ingredients that are beneficial for your skin type Latin or English On the labels of cosmetic products, chemical components are mentioned in English and direct plant derivatives are mentioned in Latin using the Linnaean system with binomial genus and species names. English includes parabens, PEGs, PPGs, silicones, and paraffins, which are controversial or toxic ingredients. For a cosmetic to be considered "natural," it must be composed of over 90% natural raw materials of plant origin and be free of hazardous substances. Expiration Date To find the expiration date of a beauty product, you should look for a label on the product packaging that indicates the expiration date or the expiry date. This label is usually printed on the bottom or back of the packaging. In some products, instead of an expiration date, the recommended period of time for use after the product has been opened is indicated. This is indicated by a symbol of an open container followed by a number and the letter "M" (for example, "12M" means the product should be used within 12 months after opening). It is important to pay attention to the expiration date or recommended use period and not use expired products, as they may not work properly or even be harmful to the skin. Preservatives and Antioxidants It is important to take into account preservatives and antioxidants on product labels. Preservatives prevent the growth of microorganisms and their use is essential to prevent alterations and ensure a longer shelf life. In summary, reading the composition of a skincare product is important for making informed decisions about what you apply to your skin. By paying attention to ingredients and understanding how they interact, you can find the products that work best for you and avoid those that may cause issues. Remember, your skin is unique and deserves to be treated with care and attention! If you want to learn more about skincare products and a good skincare routine, read this article. You will love it.

If you're reading this, you are probably looking for some tips on what makeup and products to use in hot weather. Good choice! Hot weather can be a challenge for anyone who wants to look good, but with the right products, you can keep your skin fresh and radiant all day long. In this article, I will give you some tips on what products are suitable for hot weather, why you should use them, how to apply them for the best possible look, and what make up recreate for you. What are the best products for hot weather? When it's hot, it's important to use products that won't melt or fade on the skin. I have some key products that will help you keep your skin in perfect condition all day long: Sunscreen Sunscreen is an absolute must in hot climates. Not only does it protect your skin from harmful sun rays, but it also helps keep your skin fresh and radiant. Look for a lightweight, fast-absorbing formula to avoid your skin feeling greasy or sticky. Light foundation When it's hot, less is more. Instead of applying heavy foundation, opt for a lightweight formula that won't clog your pores or seal moisture into your skin. Look for a foundation with a long-lasting formula and mattifying properties to keep your skin fresh all day long. Translucent powder Translucent powder is an excellent option for setting your make-up and reducing shine in hot weather. Make sure to choose a powder that doesn't have a matte finish and doesn't look cakey or powdery on your skin. Cream blush Cream blushes are an excellent option for hot weather because they are more resistant to heat and humidity than powders. Plus, cream blushes can give your skin a more natural and radiant look. Waterproof mascara If you are going to be in hot weather, it's important to choose a waterproof mascara to avoid smudging or running. Make sure to choose a formula that isn't too difficult to remove at the end of the day. Why should you use hot weather makeup? Firstly, hot weather makeup is specifically designed to withstand heat and humidity, which means it will last longer and look better on your skin. In addition, many of these products have mattifying properties to control shine and prevent your skin from looking greasy or sticky. Hot weather makeup can help protect your skin from harmful sun rays. Many makeup formulas contain sunscreen, which means you can enjoy beauty and protection in one product. Overall, hot weather makeup is an excellent choice for anyone who wants to keep their skin fresh and beautiful in hot weather. How to apply them correctly for the best result? I will give you some tips, so you can get a fresh and beautiful look in hot weather. Prepare your skin Before applying any makeup product, it's important that your skin is well prepared. Clean your skin to remove any excess oil or dirt, then apply a lightweight moisturizer that helps keep your skin hydrated without clogging pores. If your skin is prone to clogged pores or acne, make sure to use a facial cleanser that doesn't contain oils. Use a lightweight foundation in hot weather, it's best to opt for a medium coverage, lightweight foundation. Liquid and powder foundations are ideal for this purpose. Make sure to choose a foundation that suits your skin type and has a water and sweat-resistant formula to prevent it from melting in the heat. Use a lightweight concealer Concealer is an essential product for covering imperfections and spots on the skin, but in hot weather, it's important to choose a lightweight concealer that won't budge. Opt for a liquid or gel concealer that matches your skin tone and has a water-resistant formula. Apply translucent powder Translucent powder is a product that helps set makeup and control shine on the skin.Apply a small amount of powder in areas where your skin tends to shine, such as the forehead, nose, and chin. Make sure to choose a lightweight and loose translucent powder that doesn't clog pores and has a water-resistant formula. Use a powder blush and bronzer Powder blush and bronzer are ideal for adding a touch of color to your skin and creating a bronzed look. Choose powder products that have a water and sweat-resistant formula. Apply bronzer to areas where the sun naturally hits, such as cheeks, nose and forehead, and blush to cheeks with a soft brush and blend well to create a natural look. Use a waterproof mascara In hot weather, it's important to choose a waterproof and sweat-resistant mascara to prevent it from smudging in your eyes. Use a formula that isn't too heavy to prevent your lashes from falling out. Use a makeup setting spray To keep your makeup in place all day long, use a makeup setting spray that helps seal and fix your makeup in place. These sprays are especially useful in hot weather, as they help prevent sweat or moisture from affecting your makeup. 5 tips to Makeup for hot weather Use minimal makeup. First the cream, then the foundation. For luminosity, tinted moisturizer. Waterproof mascara. Load cotton balls Remember to always use products that work well for your skin type and preferences. Check this products. I love it. Enjoy!

THE SWISS CHALET: MYTH AND REALITY Close your eyes and think of Switzerland: what’s the first image that springs to your mind? If your visualization includes mountains dotted with little wooden houses, steep roofs covered in snow or red flowers hanging from wooden balconies, you are not alone. Indeed, ever since the early days of mountaineering in the late 19 th century, the link between chalets and Switzerland has become a fixture in our collective imagination. Why this would be so is less obvious, however, considering the increasingly fickle preferences of our time and age. In other words, what explains the enduring appeal of wooden houses on hillsides, what keeps the myth alive, decade after decade? It may well be a case of property escapism: chalets are not there to put a roof over your head or to be located handily for your morning commute. Rather, they are an aspirational purchase, the icing on the property cake, perfectly fulfilling the wish for a home away from home. They are related to main residences the way a dessert is related to the main course. At the same time, owning a chalet, even a newly built one, feels like owning a slice of local architectural heritage. To prove this point, it’s worth comparing chalets in Engadin with those in the Berner Oberland, for instance: the former are strongly influenced by their proximity to Italy and are typically made of stone, adorned with elaborate wall paintings not too dissimilar from those found on ancient Roman villas, while the latter are mostly made of wood and proudly display their utilitarian agricultural origin. “Chalets are related to main residences the way a dessert is related to the main course.” What goes on inside is what matters most. While the outward appearance of chalets harks back to the past, on the inside the pace of change is nothing short of frantic. Nowadays, chalet design is all about natural materials, visible stone details, untreated wood, cocooning, an abundance of dark hues, extra-large bathroom tiles made from local granite, floor-to-ceiling windows, light an airy living rooms, “invisible” kitchens, emaciated fireplaces, sleek interiors, understated elegance with a touchof minimalism. As recently as a couple of decades ago, chalets were built to look cozy to the point of being poky, with small windows, low ceilings, lots of visible utilitarian features, chunky fireplaces, wooden panels on the interior that looked like those found in a sauna, prominent kitchens, plenty of nooks and crannies as well as countless tiny terracotta tiles. To cut it short, within a few decades, what we think of when we utter the word “chalet” has changed. To this has to be added the progress made in insulation, heating efficiency and lighting technology. Architectural Botox: what keeps a chalet appealing. For prospective buyers concerned about keeping the value of their chalet high from one generation to another, there are a few criteria to keep in mind. First of all is location. Given that a chalet is something aspirational, it ought to hold its value well if its location offers something that people can’t obtain in town, like proximity to the ski lifts, a view of snow-capped peaks, walking distance to the village, being in the middle of snowshoe and hiking trails, and so forth. These plus points are unlikely to go out of fashion. Having a ski-in or ski-out access to the slopes is another example of a timeless selling point that can compensate for many a deficit in other areas. The same applies to structural highlights like double-height ceilings, generous room proportions and amenities such as smartly placed garages and lifts. But broadly speaking, the most important determinant of a chalet’s enduring value is its ability to make people’s dreams come true. In this spirit, a place on the slopes or near the lift is a skier’s dream, a location next to the village that allows for car-free weekends is a pedestrian’s dream, a setting in the middle of fields and trails is a nature lover’s dream, a living room with an amazing view is everyone’s dream, and so on and so forth. If you put your hands on one of these elements, you should always be able to sell your chalet on to somebody who looks to buy into that particular dream. Is it a luxury good? Is it an indulgence? Or does it make practical sense? According to Swiss mortgage providers, the financial solidity of a holiday home is considered to be a lot more doubtful than that of a main residence. That’s because in theory, even in case of the most terrible of all economic recessions, people would still need a place to live, but nobody needs a second home, therefore it’s assumed that its value could, in theory, go down to zero. That’s where I disagree. In spite of all the caveats surrounding non-essential secondary homes, I am convinced that, as long as you play your cards reasonably well, at the very least you should expect a chalet to hold on to its value. In fact, you could argue that if really some biblical catastrophe were to befall us, having access to an out-of-town location that you call your own could be a lifesaver. Coming to think of it, owning a chalet, far from being a non-essential indulgence, could well be an insurance against trouble in our cities. As long as you manage to put your hands on a proposition that’s halfway desirable, even if you stop using it yourself, you can rent it out for the holiday season, producing a nice little income on the side, while keeping any potential capital appreciation. In conclusion, regardless of whether it’s a luxury to be able to afford one, it certainly doesn’t feature the economic profile of luxury goods: it isn’t pure consumption. Instead, it is a mix of consumption and investment that no “pure” luxury good has. Therefore, chalets may be many things, they may even be luxurious, but a luxury they are not. ENRICO BORGER - Financial Writer & Investment Specialist